Practical Money Project
Practical Money Tools for a Better LifE
Practical money tools created by a former CPA to help you spend smarter, save where it matters,
make better decisions and feel more in control of your money
~ Better Money, Better Life ~
Tools to Help You Take Control of Your Money
** choose your level of support **
Whether you need help with one specific money problem or want the complete toolkit, there's an option to suit you
Value-Packed Bundle Options
You can save more by choosing a bundle —
or get the complete toolkit for the best overall value.
BUNDLE A - Complete Collection ~ $39 ~
The complete Practical Money Project toolkit to get your
Better Money, Better Life.
Includes every tool listed below (01-08)
8 tools | $65 individual value | Save $26
BUNDLE B - Money Foundations ~ $19 ~
For getting control of your money.
Includes - Money Leak Audit, Money Decision Filter,
Money Boundaries, What Can Wait
4 tools | $28 individual value | Save $9
BUNDLE C - Money Momentum ~ $25 ~
For turning better money habits into real progress.
Includes - Monthly Money Reset, Cashflow Clarity,
Money Momentum, Annual Money Check-Up
4 tools | $37 individual value | Save $12
Individual Tools
Choose an individual tool to tackle a specific money challenge
01 — Money Leak Audit ~ $7
Find the money that's quietly slipping away.
Identify subscriptions, recurring expenses and everyday spending you could cut, reduce or rethink - and start saving!
02 — Money Decision Filter ~ $7
Feel more confident before you spend.
A simple framework to help you decide whether a purchase is genuinely worth your money — before you part with it.
Stop wasting!
03 — Monthly Money Reset ~ $9
Get your money back on track every month.
A quick monthly check-in to spot what's changed, deal with what needs attention and start the next month with a clearer plan.
04 — Money Boundaries ~ $7
Stop feeling pressured to spend money you don't want to spend.
Practical scripts to help you say no, manage expectations and handle uncomfortable money conversations without the guilt.
05 — What Can Wait? ~ $7
Spend with intention, not impulse.
A simple way to separate genuine needs from things that can wait — helping you pause before unnecessary spending.
06 — Cashflow Clarity ~ $7
Know what money you actually have available.
See when money comes in, when it goes out and what's left — without complicated budgeting.
07 — Money Momentum ~ $12
Turn spare money into real progress.
Understand your options, decide what fits your situation and
create a simple plan for putting your money to better use.
08 — Annual Money Check-Up ~ $9
Make sure your money is still working for you.
Review your financial setup, uncover opportunities and identify what needs attention before another year passes.
Head back to the top for the bundle options for best value
About the Author
Better Money, Better Life was created by Sharni Clark, a former CPA with more than 17 years of professional accounting experience and 11 years as the owner of her own accounting practice.
Over the course of her career, Sharni worked closely with individuals and businesses, seeing first-hand how financial decisions — big and small — can impact the way people live.
She also saw something else: good financial decisions don't always require complicated strategies, expensive advice or a finance degree. Often, they simply require the right questions, the right information and a practical way to work through the decision.
That's the thinking behind Better Money, Better Life.
These tools are designed to turn financial decisions that can feel overwhelming, confusing or easy to put off into simple, practical actions you can actually take.
No jargon. No unrealistic promises. No complicated spreadsheets for the sake of it. No big financial outlays.
Just practical tools, grounded in years of financial experience, designed to help you make better money decisions — so you can get more out of life.
Practical Money Project focuses on straightforward tools that help you spend smarter, save where it matters, make better decisions and feel more in control of your money — without complicated budgets or financial jargon.
Disclaimer & Copyright
DISCLAIMER:
These resources are provided for general educational and informational purposes only. They are not financial, investment, tax, legal or personal advice and do not take into account individual circumstances, goals or needs. Information can change, so check current information relevant to your circumstances and consider obtaining professional advice where appropriate.
© 2026 Better Money, Better Life. All rights reserved
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